Uber Financing

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This program is currently unavailable.

Frequently Asked Questions


General Questions

Why do I need to go to a particular dealer?

SCUSA has negotiated discounted pricing for your vehicle, and all the vehicles in this program are approved on Uber’s platform.

Why do I need to complete the consent form?

Without your consent, we cannot process your lease application. Your consent authorizes us to get information from Uber so that we can process your application faster. Your consent also authorizes us to use electronic documents, as well as contact you electronically, via email or text. We uphold strict privacy standards to protect your information and we do not share your information with other companies.

When do I start driving?

Immediately. As soon as you pick up the vehicle, you are ready to work!

Will there be any other vehicles available?

Yes. In the future, we plan to roll out more Uber-approved vehicles.

Lease-to-own Specific Questions

How many miles can I drive?

The lease is an unlimited-mile program with *expected use of 40,000 miles per year. *See your contract for details.

Why do I need insurance?

We require you to have a certain amount of insurance to protect yourself, as well as SCUSA, in the event of an accident or if the vehicle is damaged or stolen. Refer to your lease agreement or call for details.

Who is the vehicle registered and titled to?

As in a traditional lease, you will be the registered owner of the vehicle and SCUSA will be the lessor.

When will my first payment be due?

The first payment will be withheld on the Friday following your first full week driving on the Uber platform.

How much is the upfront payment?

The upfront payment due at signing is $2,000, which represents a $1,000 capital cost reduction and a $1,000 security deposit.

  • You can put as low as $1,000 down at the dealership. The shortfall will be charged to you in the form of a fee and will be prorated for the next 52 weeks to be paid in addition to your monthly payment.
  • In years three and four of your contract, we will begin giving your security deposit back in the form of a credit to your weekly payments.

How much will it cost me to buy the car at the end of the term?

The vehicle purchase price at the end of the lease term is $1 plus applicable state taxes, title and registration fees.

How much of my $1,000 security deposit will I get back?

At the end of the lease term, you will receive the complete deposit amount less the following depending on whether the vehicle is 1) purchased or 2) returned.

Option 1 Purchase

  • $1 residual value amount
  • Unpaid fees or payments (if any)

Option 2 Return

  • Lease return fee $595
  • Excessive wear and tear (if any)
  • Unpaid fees or payments (if any)

If I return the vehicle prior to lease end, what is the lease termination fee?

Turn in Year Fee
1 $1,000
2 $750
3 $500
4 $250